Is Your Car Insurance Pending For Renewal? Here’s A Step-By-Step Guide To Renew It

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Car insurance acts as a shield against unexpected events that could harm your beloved vehicle. Renewing your car insurance is a crucial and responsible choice to safeguard yourself, your car, and your loved ones from such uncertainties. A car insurance policy protects your vehicle until its expiration date. Any accidental damage occurring after the policy lapses must be covered out of your own pocket. Therefore, renewing your car insurance before it expires is advisable to ensure you continue receiving all the insurance benefits.

Here Are The Steps To Renew Your Car Insurance Online:

  • Go to the official website of your insurance provider.
  • Select the option to renew your insurance policy.
  • Enter all your details in the specified sections. You can also choose to include or exclude add-on coverages.
  • Complete the renewal process by making the premium payment.
  • Once the process is complete, you will receive the renewed insurance policy at your registered email address.

Offline Car Insurance Renewal:

If your car insurance policy has expired, it’s advisable to reach out to your insurance agent. They possess the necessary expertise to assist you with the steps to take after your car insurance plan has expired. Your agent will provide guidance on policy renewal. 

Also Read: Planning To Buy A Car? Here’s How You Can Apply Car Insurance Online; Check The Documents Needed

A Car Insurance Plan Typically Covers The Following:

  • Damages to the insured car resulting from artificial hazards like road accidents, strikes, riots, and terrorist acts.
  • Losses suffered by the insured vehicle and its owners due to burglary, housebreaking, or theft.
  • Damages to the insured vehicle caused by natural calamities such as hurricanes, earthquakes, or cyclones.
  • Damages sustained by the insured vehicle while in transit via roadways, railways, or waterways.
  • This policy provides coverage for any third-party damage inflicted upon the insured vehicle.

Here Are The Things Typically Not Covered In A Car Insurance Plan:

  • Damages to the insured vehicle if the driver is under the influence of drugs or alcohol.
  • Damages to the insured vehicle when the driver does not possess a valid driving license are not covered.
  • The insurance company will not approve claims after the car insurance policy lapses.
  • Electrical or mechanical failures of the insured car are not covered.
  • Damages to the insured car’s tyres, engine, and tubes are also excluded from coverage.



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